CURRENT DAILY RATES

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Conventional Fixed 30-21 Years
RatePointsAPRLock Days
4.875%0.875%5.040%30
5.000%0.375%5.121%30
5.125%0.000%5.213%30
5.250%-0.250%5.316%30
5.375%-0.750%5.397%30
The APR is calculated using a loan amount of $140,000 and these typical fees.


Conventional Fixed 20-16 Years
RatePointsAPRLock Days
4.875%0.750%5.084%30
5.000%0.250%5.149%30
5.125%-0.125%5.229%30
5.250%-0.375%5.324%30
5.375%-0.875%5.389%30
The APR is calculated using a loan amount of $140,000 and these typical fees.


Conventional Fixed 15-10 Years
RatePointsAPRLock Days
4.375%0.875%4.657%30
4.500%0.375%4.706%30
4.625%0.000%4.775%30
4.750%-0.375%4.843%30
4.875%-0.875%4.892%30
The APR is calculated using a loan amount of $140,000 and these typical fees.


USDA-RD Fixed 30 Year
RatePointsAPRLock Days
5.500%1.000%5.861%30
The APR is calculated using a loan amount of $140,000 and these typical fees.


FHA/VA 30YR Fixed
RatePointsAPRLock Days
5.500%1.000%5.875%30
The APR is calculated using a loan amount of $140,000 and these typical fees.


FHA/VA 15YR Fixed
RatePointsAPRLock Days
5.000%1.000%5.628%30
The APR is calculated using a loan amount of $140,000 and these typical fees.


Jumbo 30YR Fixed
RatePointsAPRLock Days
6.350%1.000%6.462%45
6.550%0.500%6.615%45
6.750%0.000%6.766%45
The APR is calculated using a loan amount of $600,000 and these typical fees.


Agricultural 30YR Fixed
RatePointsAPRLock Days
6.450%1.000%6.607%45
The APR is calculated using a loan amount of $140,000 and these typical fees.

The rate table displays the cost in percentage points to obtain a specific rate for a specific rate lock period. 

Examples - An interest rate of 4.875% might cost 1.000% in points which is calculated by multipying by the loan amount ($140,000 = $1,400).  A rate 5.375% the same day might cost 0.000% in Points (par rate).  A rate of 6% might give you a credit of 1% of your loan amount ($1,400) which it would display -1.000%.

 Many additional products, terms and pricing options are available - please contact us to discuss your specific situation. You may complete our online application, call toll free (888) 988-9540, or visit us to speak with a Real Solutions Mortgage Professional.

Rates quoted are for Ohio Clients only. Rates subject to other terms and conditons, subject to change without notice. All rates that are conventionial conforming quotes assuming a 20% downpayment, a loan amount of $140,000.00, lock period of 30 days, and NO Private Mortgage Insurance (PMI). APR and Monthly Payment are calculated based on $140,000.00 loan, for the full term of the product. Downpayments of less than 20% could require PMI, which could increase the Annual Percentage Rate (APR).

Monthly Payment shown for Adjustable Rate (ARM) Loans is for the initial term only and may increase or decrease after the initial period based upon the index at that time. The shown Annual Percentage Rate (APR) and additional payments shown for ARM Loans is based on the current index of 2.298%. Actual ARM rates and payments subject to change during loan term. The APR on your loan may differ from the APR given.

Current posted rates are in effect as of 07/02/2009 10:56:23 AM Central Time.

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